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Falling Mortgage Rates Generate Surge of Potential Refinance Candidates – Appraisal Buzz Faster refinancing, too. According to the report, they’re also refinancing faster. refinances took just 40 days to close last month – the fastest rate since February. One year ago, refis took 48 days, on average, to close. The average FICO score on homeowners refinancing rose one point last month, hitting 650 for FHA loans, 732 for conventional loans and 702 for VA loans.
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