Some buyers are willing to forego an inspection contingency in order to get a house for a low price. That may or may not be the best option for you as a buyer, so be sure to know fully what you are getting into. Otherwise, your earnest money may be at risk if you back out because of an inspection item.
Sellers: What to Do When You Get Bad Home Inspection Results So your home inspection shows that repairs are needed. Skip the stress and follow these tips from our real estate expert.
If you have an inspection contingency and the mold is revealed as part of the inspection, or if you have a specific mold contingency, you have a bargaining chip. You can ask the seller to reduce the asking price, to fix the problem, or you can choose to walk away from the deal.
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When the seller is a bank. When buying a foreclosure or real estate owned (REO) home, the seller is often a bank who will not make repairs or grant access to the home. In this case, there is often no way to make repairs. You may have to switch to a 5% down conforming conventional loan which has less stringent property requirements than FHA. But if the problems are major, chances are the lender will.
You are working with some buyers who have some temporary problems with their credit report. The problems should be cleared up in six months time and they will be able to secure financing for a home then. However, they have found the home they want now.
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· Although the seller made good and paid for the mold removal – a $1,500 cost – the Supplees could have taken them to court for not disclosing the problem before the sale.
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About the Author: The above Real Estate information on the home inspection repair requests a buyer shouldn’t make was provided by Bill Gassett, a Nationally recognized leader in his field.Bill can be reached via email at [email protected] or by phone at 508-625-0191. Bill has helped people move in and out of many Metrowest towns for the last 29+ Years.
Smart buyers always make their purchase offers contingent on obtaining a satisfactory report from a professional home inspector, but it doesn’t force a seller to pay for unexpected repairs.