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As the name implies, the ETF channel flexible growth investment Portfolio is designed to seek growth for investors – anywhere and everywhere. The key to the program is our portfolio strategy allows us complete flexibility in terms of asset allocation as there are no predetermined guidelines as to the level of stocks, bonds, cash, regions, countries, sectors, commodities, or even asset.
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Intervention (difficult): lifestyle change in diet and exercise; accurate record of food intake (30-35% believe eat less than they do); counseling and education and encouragement; teach problem-solving skills especially during periods where high self-control is needed; longer treatments needed (25-40 weeks) so habits can develop
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The student debt dilemma: Is it worth paying off your child’s loan? Can a Parent Pay Off a Student Loan? | Protective Life – Student Loans: Can Parents Pay Off Their Child’s College Debt. If you gift your child more than $14K a year (as of 2017) to assist with student loans, you could become liable for a federal gift tax. If your child has a spouse, you are also allowed to gift that individual an additional $14K for student loan repayment,